Adultier Adult

"You know you're old when..."

I'm in my thirties, y'all. Remember when little kids used to think being in your thirties meant you were old? Then when you got mid-to-late twenties, you were offended? I'm in my mid-thirties. I'm not offended. I'm old.

I like my pjs on by 6 o'clock, dinner done by eight, and snuggled up with my cats, dog, computer, and a comfy blanket from then til I go to bed. Leaving the house is anathema (especially this time of year), and you really learn what it means to have food at home, because I'll be damned if I'm leaving the house to buy ingredients.

All of this to say: I'm set in my ways, and I make no apologies.

Now, nonsense aside, today I felt like an 'adultier adult'. Why? Because I had to apply for a car loan and the lady was impressed with my credit score, and especially with my credit history. Apparently, I am also a silver level member (whatever that means) and that allowed me a discount on the interest rate, which was already on the lower end because of my credit history and whatnot. To top it off, this was just an application process in the late afternoon. We were not expecting to know anything until Monday. Guys ... I was auto-approved. That means that the people that vote on these decisions legit GLANCED at my application, saw my taxable income, saw my history, and rubber-stamped the whole enchilada.

Monday, I buy a car. A really nice, well-maintained car without any issues and low(ish) miles. It gets great gas mileage and is a brand that I wanted (if not the exact style). All is well.

BUT I SWEAR TO GOD IF THIS THING DEVELOPS A MYSTERIOUS FUCKING STALLING PROBLEM IN THE NEXT YEAR...!!!!!!

I mean it: I'm cursed. All three of my previous cars (my brother's old truck does not count; it had its own issues), developed issues with stalling 3 months to a year into my owning them. Either these issues existed before and I was lied to, or someone laid a curse on me one time many moons ago and it hasn't yet lifted. Whatever the case, this thing had better fucking not! I'm tired of driving health hazards.

Speaking of, this is your sign that if someone offers you the 'in case of...' insurance on a large loan/mortgage: GET IT. Yes, I know how unlikely it is that I would die before paying off my debts. (Life is cruel. I'll probably croak right AFTER paying the damn thing off. Just kidding.) That said, this insurance was offered to my parents when they bought our farm. My dad declined it. THEN HE DIED and left us with a shithole of a house, an obnoxious mortgage, and almost nothing in death benefits. To this day, my mom regrets never having signed them up for that insurance, and now it's almost never offered.

They offered. I took it. If anything happens to me, that's one less thing my family has to deal with. The loan will be paid off, the lein settled, and then they have the freedom of selling it or doing with it whatever they please. (I'll be dead, so my ability to care will be greatly impacted.) I also took the (equally as unlikely to need) disability insurance. If I get into a situation where I'm unable to work for a time, a limited number of payments are covered.

Now I get to have the fun conversation with my insurance company about full coverage and loans and nonsense. Yay me.

Anyway, that's my life right now. I'm #adulting. I am also writing. DK:TL (Demon Kin: The Lovers) is at a hefty 68k words right now. It's still not even at the halfway point. I've made it my mission to write a little bit every day of 2026 and so far I'm doing it. But we'll see how this goes.

Well, back to it...